Financing & Insurance
Financing the surgery
As you make your decision about whether to undergo plastic surgery, cost is always a consideration. Two important areas to address are whether your health insurance will cover the procedure, and if not, what your options are in terms of financing the surgery.
When plastic surgery is “reconstructive,” meaning it corrects a functional impairment (due to congenital defects, developmental abnormalities, injuries, disease, etc.), insurance may cover a portion of or the entire cost of treatment. Reconstructive procedures often covered by insurance include:
- Upper blepharoplasty (eyelid surgery)
- Rhinoplasty/Septoplasty (to improve functioning of the nose)
- Skin cancer removal
- Breast reconstruction
- Breast reduction
- Mole removal
- Facial fractures
However, cosmetic plastic surgery—which is performed solely for enhancing physical appearance and is not medically necessary—is generally not covered by health care policies.
The staff at the Atlanta Institute for Facial Aesthetic Surgery can help you determine whether all or part of your surgery can be covered by your insurance. We also recommend you consult with your provider directly to see what they will and won’t cover.
Financing Plastic Surgery Through Care Credit® and ALPHAEON CREDIT
If the plastic surgery you desire isn’t covered by insurance and you can’t afford to pay for it out-of-pocket, you don’t necessarily have to put your beauty desires on hold until you save up enough money. The Atlanta Institute for Facial Aesthetic Surgery works with Care Credit® and Alphaeon Credit® to provide patients with convenient, low-interest financing for any of our plastic surgery procedures.
Care Credit® is a personal line of credit for healthcare treatments and procedures. With Care Credit®, you can finance 100 percent of your cosmetic surgery. There are no application fees, no upfront costs, no annual fees, and no pre-payment penalties. You can schedule your procedure today and conveniently pay with low monthly payments. Since Care Credit® is a revolving credit line, it can be used over and over again to finance additional medical procedures or follow-up appointments, without the need to re-apply. Care Credit® offers a full range of payment plans so you can find the one that works best for you.
No Interest Payment Plans 6, 12, 18 & 24 month plan options No interest if the balance is paid within the specified time period Extended Payment Plans 24, 36, 48 & 60 month plan options 14.9% interest rate Monthly payments as low as $76 on a $3,000 procedure fee Submitting an application is quick and easy. You can apply online at www.carecredit.com, or by calling Care Credit® toll free at 1-800-677-0718. Use our Care Credit® payment calculator below to calculate your monthly payments for plastic surgery by typing in the estimate amount of your desired procedure. If you are unsure of the cost, please contact the Atlanta Institute of Facial Aesthetic Surgery for assistance.
With the ALPHAEON CREDIT card, you’ll find the widest array of monthly payment options to help your reach your individual wellness, beauty, and performance goals.
The ALPHAEON CREDIT card allows you to move forward today without delay. Plus, with special financing options not available with other credit cards, you may find the ALPHAEON CREDIT card is the better way to pay.
With the ALPHAEON CREDIT card, you can receive the care your physician recommends with flexible payment options that fit your lifestyle.
Apply today so you can focus on looking, feeling, and being your best.